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# Insurance Services International

Employee Benefits • Business Coverage

## Sitemaps

- [XML Sitemap](https://insuranceservicesinternational.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://insuranceservicesinternational.com/news/) - News
- [December 20, 2019 Newsletter](https://insuranceservicesinternational.com/december-20-2019-newsletter/) - INDUSTRY HEADLINES December 2019 Trump administration to deny visas to immigrants who can’t prove they can pay for healthcare CBS Newshttps://www.cbsnews.com/news/trump-administration-to-deny-visas-to-immigrants-who-cant-prove-they-can-pay-for-health-care/In its latest crackdown on legal immigration, the Trump administration announced Friday it is planning to reject visa applications from immigrants the government determines will not be able to pay for health insurance or cover
- [January 5, 2020 Newsletter](https://insuranceservicesinternational.com/january-5-2020-newsletter/) - INDUSTRY HEADLINES: January 5th, 2020 Democrats and Republicans promised to lower drug prices. Instead they've gone up again CNNDrug makers hiked prices on hundreds of medications for 2020, just weeks after the Trump administration advanced efforts to curb rising drug costs by importing medicine from abroad but legislation stalled in Congress. Manufacturers jacked up the
- [January 23, 2020 Newsletter](https://insuranceservicesinternational.com/january-23-2020-newsletter/) - NEWSWire Healthcare Industry Headlines January 23, 2020 INDUSTRY HEADLINES Vertical MagazineThe issue of balance billing in the air medical industry continues to be a pressing issue. Patients who receive air transport in the event of a serious accident are subsequently left with thousands of dollars in surprise bills — paying the difference between the
- [March 4th, 2020 Newsletter](https://insuranceservicesinternational.com/march-4th-2020-newsletter/) - CORONAVIRUS: Full coverage of the coronavirus outbreak Coronavirus in California: C.D.C. Confirms Possible Community Transmission Case By Roni Caryn Rabin A person in California who was not exposed to anyone known to be infected with the coronavirus, and had not traveled to countries in which the virus is circulating, has tested positive for the infection.

## Pages

- [Home](https://insuranceservicesinternational.com/) - Insurance Services International Employee Benefits • Business Coverage At Insurance Services International, our commitment to excellence in service and responsiveness drives our promise – keeping our clients first in all we do! International Schools Medical Benefits International Travel Multi-National Corps About ISI Insurance Services International is a well-known and respected provider of global employee benefits
- [Contact](https://insuranceservicesinternational.com/contact/) - Contact Insurance Services International Corporate HeadquartersPO Box 1285 Jackson, NJ 08527 +1 (609) 716-0400 +1 (609) 716-1135 info@isiww.com Insurance Services International European Office Insurance Services International Dubai Offices Insurance Services International China Offices
- [About Us](https://insuranceservicesinternational.com/about/) - Insurance Services International (ISI), established in 1997 by Howard and Anne Kravitz, is a well-known and respected provider of global employee benefits and business coverage to expatriates working overseas, or living outside of their home countries. From international school communities, to non-profits and multi-national corporations, our experienced team works closely with our clients to deliver
- [Members Portal](https://insuranceservicesinternational.com/members-portal/) - Member Portals Click on your insurance provider above to access your member login page. Aetna_Logo_ss_Teal_518x138[1] Open Portal cigna logo website Open Portal dhig website logo Open Portal GeoBlue_c_s_logo-R-CROSS-SHIELD_RGB Open Portal IMG Open Portal metlife Open Portal SevenCorners_PMS_Stacked Open Portal TiecareLogo_PMS294C_OUTLINED_30OCT2012-01 Open Portal UHC logo website Open Portal WellAway Open Portal Want to learn more about
- [Privacy Policy](https://insuranceservicesinternational.com/about/privacy-policy/) - Introduction Insurance Services International (ISI) is a full service insurance brokerage providing employee benefit solutions worldwide. In maintaining our mission of keeping our clients first in all we do, ISI is committed to protecting and respecting your privacy and personal information. This Privacy Policy describes our information practices and policies in detail, and applies to
- [Employment](https://insuranceservicesinternational.com/employment/) - ISI employment oppurtunities
- [ISI China](https://insuranceservicesinternational.com/about/isi-china/) - Since 2012, ISI has partnered with one of the largest insurance brokers in China, Houlder China Insurance Brokers, Ltd. Houlder China Insurance Brokers, Ltd is one of the largest scale and most prominent insurance brokerage firms in the Asia Pacific region. The company engages in various insurance services, including property insurance, life insurance, reinsurance, and

## Carriers

- [Ping An Discovery Health](https://insuranceservicesinternational.com/carriers/ping-an-discovery-health/)
- [Now Health International](https://insuranceservicesinternational.com/carriers/henner/)
- [CIGNA & CMB](https://insuranceservicesinternational.com/carriers/cigna-cmb/)
- [Allianz](https://insuranceservicesinternational.com/carriers/allianz/)
- [AIG](https://insuranceservicesinternational.com/carriers/aig-china/)
- [Aetna Huatai](https://insuranceservicesinternational.com/carriers/aetna-huatai/)
- [WellAway](https://insuranceservicesinternational.com/carriers/wellaway/)
- [Unum](https://insuranceservicesinternational.com/carriers/unum/)
- [TieCare International](https://insuranceservicesinternational.com/carriers/tiecare-international/)
- [MetLife Expatriate Benefits](https://insuranceservicesinternational.com/carriers/metlife-expatriate-benefits/)
- [International Medical Group](https://insuranceservicesinternational.com/carriers/international-medical-group/)
- [Chubb Group of Insurance Companies](https://insuranceservicesinternational.com/carriers/chubb-group-of-insurance-companies/)
- [AIG](https://insuranceservicesinternational.com/carriers/aig/)
- [AFLAC](https://insuranceservicesinternational.com/carriers/aflac/)
- [Blue Cross Blue Shield Global Solutions](https://insuranceservicesinternational.com/carriers/geoblue/)
- [Aetna](https://insuranceservicesinternational.com/carriers/aetna/)
- [Cigna](https://insuranceservicesinternational.com/carriers/cigna/)
- [Daily Health Insurance Group](https://insuranceservicesinternational.com/carriers/daily-health-insurance-group/)
- [Seven Corners](https://insuranceservicesinternational.com/carriers/seven-corners/)
- [UnitedHealthcare Global](https://insuranceservicesinternational.com/carriers/unitedhealthcare-global/)

## Industries

- [Individual Coverage](https://insuranceservicesinternational.com/industries/individual-coverage/) - Life Term Life products provide you with low-cost, high-value financial protection for your dependents. Life insurance is available in flat amounts for US and NON US Nationals. Long Term Coverage Insurance Services International’s, Long-term Care insurance offers an alternative to traditional long-term care programs, which only cover specific services. Our program provides a Cash Benefit
- [Individual Travel](https://insuranceservicesinternational.com/industries/individual-travel/) - For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. Once you have determined which plan best fits your needs, click on the "Quote/Buy
- [Short Term Missionary](https://insuranceservicesinternational.com/industries/short-term-missionary/) - Outreach Travel Medical InsuranceSMIndividual & family – Short-term coverage available from five days up to two years.The Outreach product addresses the medical insurance needs of U.S. citizens and non-U.S. citizens who need temporary medical insurance for church or mission related travel anywhere outside of their home country. Coverages include Emergency Medical Evacuation, Repatriation, and your
- [Sponsored Organizations](https://insuranceservicesinternational.com/industries/sponsored-organizations/) - Insurance Services International is a proud sponsor of the following school organizations and conferences.
- [Worldwide Medical for Individuals](https://insuranceservicesinternational.com/industries/individual-coverage/worldwide-medical-for-individuals/) - Below are some of our most popular worldwide medical plans for our global community. Please click on any link below to generate a quote or email us at info@isiww.com for more information regarding which plan would best fit your needs. Cigna Worldwide Coverage: Creating a comprehensive, tailored plan with Cigna is simple. It’s flexible, so
- [Student Travel](https://insuranceservicesinternational.com/industries/student-travel/) - Seven Corners Products Student Express® Reliable Protection. You’re busy — you’re studying or teaching abroad! The last thing you need to worry about is medical coverage. With Student Express, you receive the benefits you need for a small daily fee: Coverage for illnesses and injuries that occur while you are abroad Access to a worldwide
- [Group Travel](https://insuranceservicesinternational.com/industries/group-travel/) - For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the “Download a
- [Multi-National Organizations](https://insuranceservicesinternational.com/industries/multi-national-organizations/) - With the growing number of globally mobile employees, multinational organizations are faced with the challenge to attract talent and retain these employees during their overseas assignment. With this in mind, our employee benefit packages offer multinationals and NGOs the opportunity to achieve their global business objectives related to the health and welfare of their international
- [Non-Profit Organizations](https://insuranceservicesinternational.com/industries/non-profit-organizations/) - Non-profit organizations have unique needs and require a firm that listens first. At Insurance Services International, our benefit programs are sensitive to the unique needs of professionals working abroad. We will work with you to determine the most important factors for your organization and provide worldwide benefits coverage and financial terms that secure them. Click
- [International Schools](https://insuranceservicesinternational.com/industries/international-schools/) - The international school community is unique in its objectives and needs, and requires a firm that listens first. At Insurance Services International, our benefit programs are sensitive to the unique needs of professionals working abroad. We will work with you to determine the most important factors for your organization and provide worldwide benefits coverage and

## Newsletters

- [January 23, 2020](https://insuranceservicesinternational.com/newsletters/january-23-2020/) - Insurance Services International Employee Benefits • Business Coverage NEWSWire Healthcare Industry Headlines January 23, 2020 INDUSTRY HEADLINES The air medical membership debate Vertical Magazine The issue of balance billing in the air medical industry continues to be a pressing issue. Patients who receive air transport in the event of a serious accident are subsequently
- [January 5, 2020](https://insuranceservicesinternational.com/newsletters/january-5-2020/) -  INDUSTRY HEADLINES: January 5th, 2020 Democrats and Republicans promised to lower drug prices. Instead they've gone up again CNN Drug makers hiked prices on hundreds of medications for 2020, just weeks after the Trump administration advanced efforts to curb rising drug costs by importing medicine from abroad but legislation stalled in Congress. Manufacturers
- [December 20, 2019](https://insuranceservicesinternational.com/newsletters/december-20-2019/) - INDUSTRY HEADLINES December 2019 ________________________________________ Trump administration to deny visas to immigrants who can’t prove they can pay for healthcare CBS News https://www.cbsnews.com/news/trump-administration-to-deny-visas-to-immigrants-who-cant-prove-they-can-pay-for-health-care/ In its latest crackdown on legal immigration, the Trump administration announced Friday it is planning to reject visa applications from immigrants the government determines will not be able to pay for health
- [March 4th, 2020](https://insuranceservicesinternational.com/newsletters/march-4th-2020/) - CORONAVIRUS: Full coverage of the coronavirus outbreak Coronavirus in California: C.D.C. Confirms Possible Community Transmission Case By Roni Caryn Rabin A person in California who was not exposed to anyone known to be infected with the coronavirus, and had not traveled to countries in which the virus is circulating, has tested positive for the infection.

## Products

- [Travel Medical Coverage](https://insuranceservicesinternational.com/products/travel-medical-coverage/) - Traveling overseas – Do you have the appropriate coverage that will cover you for medical emergencies and emergency evacuations? Insurance Services International provides comprehensive travel coverage for any individual traveling outside the US. Whether you are in international sales and travel extensively, a student studying for a year in Europe, or just going on vacation,
- [Medical Coverage](https://insuranceservicesinternational.com/products/medical/) - Our group health plans offer international school communities, non-profits and multi-national corporations, the opportunity to achieve their global business objectives related to the health and welfare of their international communities. Every institution has unique needs and requires a firm that listens first. At Insurance Services International, our group health insurance plans are sensitive to the
- [Long Term Disability Coverage](https://insuranceservicesinternational.com/products/long-term-disability/) - Long Term Disability (LTD) insurance is available for groups and is designed as income protection for employees who may become disabled due to illness or injury. Monthly benefit payments are made while an employee is disabled and has a total or partial earnings loss. The plan is designed to replace a reasonable portion of an
- [Long Term Care Coverage](https://insuranceservicesinternational.com/products/long-term-care/) - Insurance Services International’s Long-term Care insurance offers an alternative to traditional long-term care programs, which only cover specific services. Our program provides a Cash Benefit Account, or "pool of money" paid out in cash based on the monthly amount you choose to cover care in either your home or in a facility. This Cash Benefit will
- [Pension Plans](https://insuranceservicesinternational.com/products/pension-plans/) - Insurance Services International offers retirement programs to US companies that want offer a pension program to their US employees while working overseas.
- [Dental and Vision Coverage](https://insuranceservicesinternational.com/products/dental-and-vision/) - Our Group Health coverage can also be complimented with dental and vision care benefits. Quality dental coverage is more than an employee benefit—it’s an investment in total health that can boost an individual’s productivity and lower overall health care costs. Research now shows that periodontal disease may be linked to chronic diseases such as diabetes
- [Life & AD&D Coverage](https://insuranceservicesinternational.com/products/life-insurance-add/) - Term Life products provide employees with low-cost, high-value financial protection for their dependents. Life insurance is available as earnings-based or in flat amounts. Accidental Death and Dismemberment coverage offers additional financial security in the case of an accident.
- [Foreign Workers Compensation](https://insuranceservicesinternational.com/products/foreign-workers-comp/) - When injuries are sustained on the job, our Foreign Workers Compensation plan offers important medical and income continuation.
- [Commercial Property: Building & Contents](https://insuranceservicesinternational.com/products/commercial-property/) - Insurance Services International offers plans that cover and protect your buildings and its contents from vandalism, lightning, fire and other losses. A partial list of plan coverage includes: Loss of Tuition and Fees Equipment Breakdown Coverage Computers, Cameras, Audio/Visual, ADP Equipment Fine Arts Sports Equipment Valuable Papers Flood and Earthquake Ordinance Law (provides additional money
- [General Liability](https://insuranceservicesinternational.com/products/general-liability/) - This broad yet important area offers protection for legal liability to others, resulting from your institutions premises, equipment and operations. A partial list of plan coverage includes: Errors and Omissions Employee Benefits Liability Athletic Participants Volunteers as Insured Abuse and Molestation Corporal Punishment Employment Related Practices (EPL) Pollution Liability (underground tanks, etc)
- [Directors & Officers Liability](https://insuranceservicesinternational.com/products/directors-officers/) - Directors & Officers Liability insurance provides your directors, administrators and board members with protection against personal liability claims that could be brought against them as a result of their work, actions or decisions. Crime Insurance Crime insurance coverage protects your organization from the costs of employee and third-party theft of money or goods.
- [Kidnap & Ransom](https://insuranceservicesinternational.com/products/kidnap-ransom/) - Kidnap, Ransom and Extortion occurrences are a reality for organizations operating in some foreign markets today. The potential expenses can be devastating and most companies, even the largest, are not prepared to deal with the inherent challenges, including the cost of crisis management. Insurance Services International provides kidnap and ransom coverage to temper this challenge

## Staff Members

- [Brad Keisling](https://insuranceservicesinternational.com/staff-member/brad-keisling/)
- [Julian Teston](https://insuranceservicesinternational.com/staff-member/aaron-kennedy/)
- [Steve Raffellini](https://insuranceservicesinternational.com/staff-member/steve-raffellini-2/)
- [Jim Geremia](https://insuranceservicesinternational.com/staff-member/steve-raffellini/)
- [Samantha Raffellini](https://insuranceservicesinternational.com/staff-member/samantha-raffellini/)
- [Mike Narducci](https://insuranceservicesinternational.com/staff-member/mike-narducci/)
- [Howard Kravitz](https://insuranceservicesinternational.com/staff-member/howard-kravitz/)
- [Cristina Noboa](https://insuranceservicesinternational.com/staff-member/cristina-noboa/)
- [[In affiliation with our partnership with CM Houlder Group]](https://insuranceservicesinternational.com/staff-member/in-affiliation-with-our-partnership-with-cm-houlder-group/)

## Testimonials

- [](https://insuranceservicesinternational.com/testimonials/983/)
- [](https://insuranceservicesinternational.com/testimonials/982/)
- [](https://insuranceservicesinternational.com/testimonials/981/)
- [](https://insuranceservicesinternational.com/testimonials/980/)
- [](https://insuranceservicesinternational.com/testimonials/979/)
- [](https://insuranceservicesinternational.com/testimonials/976/) - ISI is there for me when I need them. That's what really counts!
- [](https://insuranceservicesinternational.com/testimonials/975/) - ISI has always done what they said they would do. What they say they will do is always what we need. As an association, we feel we are getting exactly what we need from ISI.

## Categories

- [Uncategorized](https://insuranceservicesinternational.com/category/uncategorized/)